This outlines our policies on client confidentiality, including details on the types of information we collect, the steps we take to safeguard client information, and the circumstances under which information is shared with outside parties.
The types of private, personal information that we collect vary with each client relationship. Typically, balance sheet, cash flow, investment, tax, insurance, and estate planning information are part of each client relationship.
We are committed to safeguarding the confidential information provided to us. Employee access to client information is strictly limited to only those who require it to perform their jobs. We maintain a secure office and computer network environment to minimize the risk of unauthorized access to confidential information. Every employee is required to sign a confidentiality agreement regarding information provided by our clients.
We have contracted with some unaffiliated third-party service providers who offer essential services to our clients, including companies such as Charles Schwab & Co. In all cases, these service providers are required to protect confidential information by both the terms of our agreements with them and by law. Our client agreements require us to coordinate the activities and advice of advisors working with our clients. Performing this function requires the exchange of confidential information with those advisors. Information disclosure is limited to what is necessary to plan, effect, administer or enforce a transaction requested or authorized by a client.
We do not provide any information to mailing list vendors or solicitors for any purpose. Federal and state regulators may review our firm’s records as permitted under law. We may also be required to disclose information to regulators associated with professional or regulatory organizations, such as the CFP Board.
Personally identifiable information is maintained during the time our clients are active with the firm, and for the required time thereafter that such records are required to be maintained by federal and state securities laws, consistent with the CFP Board Code of Ethics and Professional Responsibility. After this required period of record retention, all client information may be destroyed.
Please feel free to contact us if you have any questions about our privacy policies.